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It surprises most people who meet me for the first to find out that I’m homeless. I assume that the main reason for the surprise is that I don’t look like what most people would imagine a homeless person to look like. While I am homeless, I don’t live on the streets — I conscientiously choose not to have a home. The truth is that it wouldn’t be an issue for me to purchase a home or rent an apartment if I wanted one. It simply makes little sense for me to do so with my current lifestyle and goals.
The choice of opting out of home ownership (or renting) really wasn’t a difficult decision to make once I had let go of my assumptions. My work is on the Internet, so as long as I’m able to find an Internet connection, I can work where ever I may be. This means that there is no reason that I need to be in a specific city or have a typical office where I do my work each day. Given these facts, I decided that I would much rather travel to new places where I can explore rather than sit behind my computer in the same room day after day. The only question I had was whether or not I could travel full time for about the same cost as owning or renting a home. After running the numbers, I found that I could travel full time for far less.
My guess is that most people would assume like I initially did that traveling full time would end up being much more expensive than owning a house. Part of the problem is that I initially imagined the cost of my week long vacation where I splurged to escape work. While I certainly wouldn’t be able to pull this off if I insisted on traveling in 4 star luxury, it quickly became apparent with a bit of research that I could travel quite comfortably for not an exorbitant amount of money.
The other reason I assumed that traveling full time would be more expensive than owning a house is that I initially only looked at the cost of the mortgage payment. I quickly realized that this comparison fails to take into account a lot of other costs that I would save by traveling full time. When I began to add the cost of furnishing a house (there’s no need for furniture, TVs, beds, refrigerators, dishwashers, etc when you travel full time), utilities (there is no need to pay for water, gas, electric, garbage, cable when you travel full time), homeowner