There are many critical reasons organizational leaders should prioritize safety in the workplace. Promoting a culture of safety is key to preventing work-related injuries, which, according to Rebecca J. Mitchell and Paul Bates in their study “Measuring Health-Related Productivity Loss,”…
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Understanding the Growing Cannabis Marketplace
The growing spread of cannabis acceptance has spanned nations and continents in quick succession in recent memory. In late June, Justin Trudeau announced that cannabis sales will begin this October, with Canada set to become the second country to legalize…
The Geography of Student Loan Debt
Map Shows Patterns of Educational Debt America’s outstanding student loan debt reached $1.52 trillion in the first quarter of 2018, according to information from the New York Fed. Have you ever wondered whether a significant amount of that debt is…
Free Credit Freezes and Other Legal Changes You Should Know
Although big banks stole most of the spotlight in the Economic Growth, Regulatory Relief, and Consumer Protection Act, the new law includes improved fraud alerts and credit freezes for consumers. The law President Trump signed late last week had attempted…
3 in 4 Workers Worry About Social Security
New Survey Shows a Bad Combination of Skepticism and Dependence Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement? According to…
Seniors Are Racking Up Excessive Debt
You’ve saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario. According to the Employee Benefit Research Institute…
6 Ways to Increase Your Profits in a Competitive Market
It has been said that “a little competition is good for business.” This is true. One benefit to a healthy amount of competition in any industry, whether it’s products or services, is that it brings prices down. However, a saturated…
How to Find the Best Mortgage Lender
If you’re going to get a mortgage on a house, then you’re going to need someone to lend you the money you need to buy it. You can get a loan from banks or even companies that were created for…
Beware of “Payday” Loans
If you have expenses and are short on cash, it’s all too easy to find yourself in a perilous financial situation. According to data from the CFPB, each year, more than 12 million Americans take out quick “payday” loans and…