If you’ve got the itch to ditch rental life, but are still paying off your student loans, the road to homeownership often seems impossible. Can you even buy a house with student loan debt? The short answer is yes, but…
Category: Personal Finance
Budgeting for Every Lifestyle
Regardless of the income that you make or the profession you have, budgeting can be a helpful lifestyle tool that benefits those from all financial backgrounds. Budgeting and understanding financial responsibility can potentially lead to better financial decisions in the…
The Impact of College on Students’ Bank Accounts
In the long term, college is an incredibly expensive venture. Many people spend decades paying off student debts, and the delinquency rate, especially in very low-income areas, can be extraordinarily high. But what about in the short term? It’s important…
Managing an Irregular Stream of Income
One of the most stressful aspects of running your own small business can be having to manage an income that is not consistent. It doesn’t matter if it is the economy, weather, seasons changing, or even just serendipity, you can…
Buy This, Not That: 10 Things You Are Wasting Money On
For a lot of people, generic equals inferior. In the past, generic brand products were packaged in white wrapping with black lettering which was a stark contrast to the bright, colorful packaging that sheathed most name brand products. Perhaps this…
The Psychological Benefits of Having Life Insurance
When people talk about life insurance, they usually focus on the practical side of purchasing it. This is certainly an important aspect, and everyone should take into account the practical benefits that come with having life insurance. These include such…
Things to Do After Winning the Lottery
You can’t believe what has just happened. You’ve pinched yourself to make sure it is real and you aren’t dreaming. You read the numbers half a dozen times just to make sure that you’re not going crazy. After a few…
5 Ways to Hack Your Energy Bills
With the change of seasons and the weather turning colder, energy bills are likely to get more expensive as the heater needs to be used more and more. While it’s inevitable that you will need to use your heater during…
Unusual Alternative Uses for Credit Cards
It’s pretty easy to understand why people get a credit card in the first place. Usually it’s for the simple reason that they want to obtain the benefit of rewards that the card offers. It could also be as simple…
Searching For Auto Insurance Coverage Following Natural Disasters
When natural disasters unexpectedly strike, victims pay hefty prices for living through the ordeal. As victims turn their thoughts towards recovering from the ordeals, their thoughts at one point or another eventually reach the question – will insurance cover the…