Regardless of the income that you make or the profession you have, budgeting can be a helpful lifestyle tool that benefits those from all financial backgrounds. Budgeting and understanding financial responsibility can potentially lead to better financial decisions in the…
In the long term, college is an incredibly expensive venture. Many people spend decades paying off student debts, and the delinquency rate, especially in very low-income areas, can be extraordinarily high. But what about in the short term? It’s important…
One of the most stressful aspects of running your own small business can be having to manage an income that is not consistent. It doesn’t matter if it is the economy, weather, seasons changing, or even just serendipity, you can…
For a lot of people, generic equals inferior. In the past, generic brand products were packaged in white wrapping with black lettering which was a stark contrast to the bright, colorful packaging that sheathed most name brand products. Perhaps this…
When people talk about life insurance, they usually focus on the practical side of purchasing it. This is certainly an important aspect, and everyone should take into account the practical benefits that come with having life insurance. These include such…
You can’t believe what has just happened. You’ve pinched yourself to make sure it is real and you aren’t dreaming. You read the numbers half a dozen times just to make sure that you’re not going crazy. After a few…
With the change of seasons and the weather turning colder, energy bills are likely to get more expensive as the heater needs to be used more and more. While it’s inevitable that you will need to use your heater during…
It’s pretty easy to understand why people get a credit card in the first place. Usually it’s for the simple reason that they want to obtain the benefit of rewards that the card offers. It could also be as simple…
When natural disasters unexpectedly strike, victims pay hefty prices for living through the ordeal. As victims turn their thoughts towards recovering from the ordeals, their thoughts at one point or another eventually reach the question – will insurance cover the…
We know what you’re thinking…gifts for under $5? Yes! You don’t need to spend a fortune to give meaningful gifts, and a $5 gift doesn’t have to be “cheap.” Here are 15 gift ideas that are all under five bucks:…