Art is an alien asset class for most investors. Many people who are uninformed may consider art to be a speculative investment. However, they would be surprised at the amount of evidence to the contrary. Before going all in, or…
The Geography of Student Loan Debt
Map Shows Patterns of Educational Debt America’s outstanding student loan debt reached $1.52 trillion in the first quarter of 2018, according to information from the New York Fed. Have you ever wondered whether a significant amount of that debt is…
Free Credit Freezes and Other Legal Changes You Should Know
Although big banks stole most of the spotlight in the Economic Growth, Regulatory Relief, and Consumer Protection Act, the new law includes improved fraud alerts and credit freezes for consumers. The law President Trump signed late last week had attempted…
3 in 4 Workers Worry About Social Security
New Survey Shows a Bad Combination of Skepticism and Dependence Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement? According to…
Seniors Are Racking Up Excessive Debt
You’ve saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario. According to the Employee Benefit Research Institute…
Beware of “Payday” Loans
If you have expenses and are short on cash, it’s all too easy to find yourself in a perilous financial situation. According to data from the CFPB, each year, more than 12 million Americans take out quick “payday” loans and…
Robinhood Promotions
If we want to become financially well off we know that we need to own stock. Whether that’s index funds, or specific stocks we know we need to put our feet in the water of the stock market. With Robinhood…
I Want To Open A Bank Account For My New Business. Do I Need An EIN?
When you are looking to get your business off the ground, capitol will often be the difference between your company succeeding and failing. When it is time start your business, you can easily gain the finances you need. Completing the…
Managing an Irregular Stream of Income
One of the most stressful aspects of running your own small business can be having to manage an income that is not consistent. It doesn’t matter if it is the economy, weather, seasons changing, or even just serendipity, you can…