If you have expenses and are short on cash, it’s all too easy to find yourself in a perilous financial situation. According to data from the CFPB, each year, more than 12 million Americans take out quick “payday” loans and…
Robinhood Promotions
If we want to become financially well off we know that we need to own stock. Whether that’s index funds, or specific stocks we know we need to put our feet in the water of the stock market. With Robinhood…
I Want To Open A Bank Account For My New Business. Do I Need An EIN?
When you are looking to get your business off the ground, capitol will often be the difference between your company succeeding and failing. When it is time start your business, you can easily gain the finances you need. Completing the…
Managing an Irregular Stream of Income
One of the most stressful aspects of running your own small business can be having to manage an income that is not consistent. It doesn’t matter if it is the economy, weather, seasons changing, or even just serendipity, you can…
Overrating Responsibility: The Case Against Contributing Extra to Your 401k
An employer-matched 401k is an outstanding benefit from any angle. An employer match for your contributions effectively doubles your money instantly, and all of it sits safe and undisturbed, patiently waiting for the day you’ve finally saved enough for that…
Buy This, Not That: 10 Things You Are Wasting Money On
For a lot of people, generic equals inferior. In the past, generic brand products were packaged in white wrapping with black lettering which was a stark contrast to the bright, colorful packaging that sheathed most name brand products. Perhaps this…
Knowing the Basics of Investing in Shares
Shares are one of the most rewarding long-term investment tools in the financial market. When you buy a share of a company, you’re buying a small portion of the ownership of the company. Along with other shareholders, you have voting…
Travel with Your Customers: The Many Benefits of eCommerce
The business model that utilizes online methods of reaching out to customers and completing transactions is called eCommerce. By using eCommerce, you can make customer satisfaction, integration, and reviews much more achievable. And by using personalized methods of reaching out…
Why You Really, Really Do Need Travel Insurance
If the cost of traveling simply was the cost of getting from point A to point B, a lot more people would do it a lot more often. The reality is travel includes a lot of other costs beyond getting…
The Psychological Benefits of Having Life Insurance
When people talk about life insurance, they usually focus on the practical side of purchasing it. This is certainly an important aspect, and everyone should take into account the practical benefits that come with having life insurance. These include such…