Financial Hack

We’ve joined another financial class. OK, so it’s not a new class… it’s actually the same one we took before. It’s important to keep focus at this stage. Things are getting monotonous. We’re still five months from our next payoff and time is dragging at an all time slow speed. At this point, I start [...]

Now that my car is paid off, I’ve rolled the amount I usually apply toward my car to my credit card. I’m paying $800 over the minimum payment each month… $800 could help my fledgling work wardrobe… $800 could mean eating more than store brand wheat noodles for dinner… $800 could fix my internet so [...]

I am a phone solicitor’s dream. Especially, if the solicitor represents my cable or internet company. $12 for HBO and STARZ even though I’m on a TV diet? Why not? $4 for extra download speed? My internet is broken but… OK. I don’t have caller ID (they haven’t tried to sell me that… probably so [...]

We’ve been doing our best to be fiscally responsible for the past few months. We’ve read the books of great authors, listened to radio programs, watched finance shows on TV, and researched budget methods online but I noticed one issue consistently left out… animals. I love animals but no one addresses the high cost of [...]

First off, I’d like to thank the academy for choosing my film… Oh wait. Wrong speech. *Scrambles through flashcards* Here it is… First off, I’d like to thank Dave Ramsey who showed me that finding a budget method that works for me is better than getting a raise. Second, I’d like to thank the tanking [...]

It’s Friday! Time to spend time with your honey? Your friends? Your family? Oh. But you’re on a budget. You can’t right? My husband and I have discovered cheap, fun ways to get out on a Friday night without ruining your perfectly planned budget. OK, so no one has a perfect budget… but we can [...]

I’m not a big fan of discussing political ideas on a BLOG but since this is a finance blog, I need to address the elephant in the room… The news of the biggest ever federal spending budget. I hate that this has become a political/race/religious issue when it all boils down to one thing: We [...]

I was excitedly counting down the days until the last week in January when my husband and I would receive our ‘extra’ checks. Those of you on bi-weekly pay periods understand that twice a year, you receive three paychecks in one month instead of two. We had planned to use this money to pay off [...]

I am not an alcoholic. But every Friday… the occupants of my local liquor store think I am. About a year ago, I sampled a can of Bud Extra and fell in love with it. As with everything else I fall in love with – Rimel Abracadabra Lip Gloss and every decent mascara in Target [...]

I’ve been keeping a secret. I’m being sued. I didn’t do anything. I wasn’t involved in anything. I just happened to own a home. That was all it took. Obviously, I can’t say anything about the case since it’s ongoing. We’ll have the one year anniversary of the start of this mess next week… and [...]