Financial Hack

I’ve never been a ‘New Year’s Resolution’ kind of gal.
I have the willpower of a four year old and I’d rather not embarrass myself by making promises I know full well I can’t keep – especially when it comes to reducing sugar, salt, and large amounts of Mexican food from my diet.
Sadly, financial ambitions are [...]

Thanks to my new work schedule, I don’t have time to exercise… not that I exercised much in the first place… but I like to try.
My job at the Big Box Store keeps me moving but I started to feel lethargic while sitting at my Company X desk. So…I decided to take the stairs [...]

My city uses reclaimed sewer water that tastes like a cross between Dial soap and dirty socks. Sure there was a risk that I’d come down with communicable diseases from improperly washed dishware…

First off, my computer is in the middle of it’s own menopausal hot flash - yeah, she’s getting up there in age - and has decided not to let me use Word anymore so I’m writing this blog off some ghetto version of notebook or scratch pad or scrap paper. Something like that. [...]

I’ve decided to share my debt payment progress with you in a different way. I’m going to start showing photos of things I actually own – because in reality, if I owe money on it… I don’t own it.
I wanted to show myself how far I’ve come and I thought I’d share it with [...]

The financial counseling class I’ve been taking is a Dave Ramsey class. I attend once weekly and the total length is 13 weeks. In March, I’m taking it again.
But let me be clear, I don’t think there is a magic program.
No one has the ability to change your life or your [...]

I was pulling stray carts from the parking lot at my job at the ‘big box’ store when two gentlemen walked by and said, “Don’t they have a machine to do that?!?!?”
I smiled and said, “The machine isn’t reliable. I am, so they send me out here.”
One of the men looked down at my [...]

I hear that a lot.
But anyone can be thin. Let me tell you how.
Push carts, work hard, and either forget to eat or… remember to eat and also remember you don’t have the money to eat.
So yes. It is easy to be thin. I guess. But this isn’t ‘natural’ folks.
I find [...]

San Diego isn’t exactly a stock market rollercoaster of temperature variances. It’s more like my savings account… always hovering around 72 bucks…er… degrees.
Sure we have our hot summer months and our cold winter months but I’m only willing to turn the furnace on when I start to see my breath… in the [...]

Over the last 8 years, I’ve been trying to pay off my debt. The fact that I’m still in debt – OK, let’s be honest, I’m way MORE in debt – shows my financial management is a tad off.
I started taking an amazing financial class a few months ago and was given some helpful [...]