Financial Hack

I was reading an article about ‘victimized’ homeowners. It said lenders ‘mostly targeted unsophisticated consumers with high-interest loans stuffed with high cost pitfalls’.
I hate that a lot of borrowers are willing to be called ‘unsophisticated’ – heck, let’s call a spade a spade -borrowers are willing to be called stupid so they can be [...]

When we started looking for a house, we were notified that our only option was a ‘stated income loan’ meaning, we would claim both our salaries, none of his credit history or the debt, and only borrow in my name. And yes, our lender was the one who instructed us how to do it. [...]

The fledging economy, fueled mostly by the housing market, has caused people to point fingers of fault. A good number of those fingers are pointed at mortgage lenders. But the question is… are our borrowing hands clean?
According to the results of a lawsuit in California, I was ‘victimized’ by my mortgage lender. [...]

As I’ve mentioned before, I have really bad teeth. Sure they look great… but they should considering I spend an average of $2,000 a year in maintenance.
In light of this, I’ve grown accustomed to paying dental bills but… I was a little thrown off at my last one:
Bill From:
Satan. *cough* My dentist.
Bill To:
Marshmallow Teeth [...]

I’ve been keeping a secret.
I’m being sued.
I didn’t do anything. I wasn’t involved in anything. I just happened to own a home. That was all it took.
Obviously, I can’t say anything about the case since it’s ongoing. We’ll have the one year anniversary of the start of this mess next week… [...]

Our internet has recently been spouting messages of ‘Internet Explorer cannot display the webpage’ and ‘You are not connected to the internet’. It’s not inconvenient at all.
Unless you pay 90% percent of your bills online and your budget software is also online…
Like mine.
So, that fabulous debt update I had is… not ready. I’ve [...]

I know this sounds funny but…
I’m a very private person.
Stop laughing. I’m serious.
I don’t mind sharing things with all of you but when it comes to sharing things with family… my lips are sealed.
I haven’t exactly shared our financial situation with Chris’ grandparents. You know, the ones who told us not to get [...]

The only person who can RELIABLY monitor your credit is Y-O-U.