Monthly Archives: July 2012

Why Should You Check Your Credit Report?

By Karl T. Good credit benefits you in several ways. It can help you quickly be approved for a loan, receive a low interest rate and rent an apartment. If you have a high credit score, you can shop around for loans at somewhere like, selecting the lender that offers the best interest rate for your needs. On the other hand, if you have poor credit, you will find it more difficult to be approved for a loan. If … Continue reading

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Gold Investment Insights

By Hayden Wragge We have all felt a little twinge of jealousy when a friend talks about how they have been on an exotic holiday, bought a stylish car and paid for a lavish extension on their house – all in a very short space of time. However, when David’s friend spoke at great length about his new set of wheels, rather than feel envious, he decided to ask how he managed to afford his luxurious lifestyle. The friend explained … Continue reading

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US Credit Card Usage vs The Rest of the World

By Michael Edmondstone It’s no secret that we Americans have a passion for plastic. Efficient and convenient, we use our cards for everything from paying our rent to buying that $2 cup of joe on the way to work. And while credit cards do have their advantages, they’ve gotten a bad rap over the past five years as one of the leading contributors to our national and personal debt; they are the third largest cause of household indebtedness, after mortgages … Continue reading

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How Teaching Your Kids About Personal Finance Can Save You Money

By Krista If you have kids, you know how difficult it can be to go anywhere with kids without them asking you to buy them something. Whether you stop at the gas station and they ask you for a drink or candy bar or you are at the mall and they ask for a new pair of shoes or any number of other places, they will almost always ask for something with the hope that they convince you to withdraw … Continue reading

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Saving Money on Your Weekly Shopping

By Karl Thompson Have you ever considered that you may be spending more than you need to on your weekly grocery and household essentials shopping? Below is my guide on how you could make some big savings. You could even earn on what you’ve saved by putting it in to one of the best savings accounts at When it comes to food shopping there are numerous ways you can save. My partner and I eat healthily and limit ourselves … Continue reading

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How To Save Money On A Car Loan With Bad Credit

By Curt Bush There is nothing worse than needing to make a purchase which requires credit when you have bad credit. One of the most common situations where this can come up is with the purchase of a car. Since most people require a car to get to and from their work, it’s essential for them to have a car no matter what their credit rating may be. Here are a few options that people who have a poor credit … Continue reading

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Affordable Summer Fun Activities For Your Family

Summer 2012 has finally arrived at long last. Your kids must be ecstatic as they can enjoy three months of fun in the sun without having to worry about school or homework. The summertime usually means vacations and road trips for families to enjoy. This is important in that it allows families to relax and enjoy quality bonding time together. However, given the current economic climate in the country, your family may have to skip out on that extravagant summer … Continue reading

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