Most financial articles in regard to Television usually write about how expensive it can be with explanations of ways that you can reduce the enormous cost of your cable TV bill. While it’s certainly true that many people waste far too much money on TV and probably should take steps to reduce the amount that they pay for their cable bill, that doesn’t mean that TV can’t be a great asset to help you save money as well. So while … Continue reading
The more you pay toward energy costs, the less money you have available for savings and fun activities. There is no way around energy costs, and unless you rely solely on solar power or candles, you can expect a monthly bill. Although you won’t be able to eliminate this expense altogether, there are a number of moves that you can make to significantly lower the amount you pay each month. The first place to begin is with common sense approaches, … Continue reading
The first week of February was National Green Week; a week to reflect on what each of us can do to help our environment. However, thinking about the environment is not something that should just be a one-week a year exercise. Rather, it is something that we should all make a daily part of our lives, especially where we spend the majority of our time; at home. There are many ways we can ‘greenify’ our homes and many of them … Continue reading
If you enjoy photography, you know that it can be an expensive hobby. That doesn’t mean that you need to pay a fortune to take part in it. There are a number of ways that you can take the time that you spend on photography and turn it into a way to generate money. While this will take both time and effort, it can defray some of the costs of the hobby that you love. Even better, as you improve … Continue reading
When it comes to what we truly need, the list is actually pretty short. Sure, almost everybody makes a lot of excuses why they “need” something, but in reality most of the things that you own are nothing more than a convenience, and rarely are they a true need. How do I know this? Because people survived without the vast majority of the things that you claim you need for thousands of years. That’s not to say that you shouldn’t … Continue reading
By Jason Larkins Owning credit cards is a good way to build a credit history and enjoy convenient payment options. However, this convenience comes with some risks. It’s often tempting to whip out these cards on a whim when something strikes our fancy — especially when it’s something we can’t afford if we had to pay for it in CASH. Therefore, to ensure you don’t approach your own “fiscal cliff”, it’s important to control how and why you spend. Here … Continue reading
A question that I have been asked on more than a few occasions is whether it’s better to take the lump sum payment or the yearly payment annuity if you happen to win the lottery. This is really a mute point for me since I don’t play the lottery, but it’s still an interesting question to ponder. One would think that the answer to this question would be quite easy, but the reality is that due to a number of … Continue reading
