Financial Hack

The personality preference class was… interesting. HR put me through an hour of testing and three hours of scenario testing. It wasn’t until halfway through that I realized… the results of this test may hurt me! Am I going to lose my job over this? But, like I said before, I’m big on honesty at [...]

I washed my car last weekend. It’s been a month shy of a year since I last washed my car so perhaps… I’m not the best person to give this kind of advice (Actually, my car has been ‘cleaned’. The windows are washed by Jiffy Lube every time I get an oil change). But… I [...]

I was approached by an HR manager and asked to participate in a personality preference class… as an example. ‘An example of what?’ I asked confused. ‘Well, you seem to really like lists and organization. Very type A’ he said. ‘Oh. Um. Ok. Sure’ I said. Did the guy know I wrote a blog yesterday [...]

I was reading a recent Time magazine article about jobs. According to the article, people are focusing on their jobs as the only way to build wealth since property and investments have gone south. In this economy, it seems like 10% of the population doesn’t have jobs and the other 90% are struggling to keep [...]

I tend to be a little on the clumsy side and a little on the edge of dim. I was a member of the international honor society and made the dean’s list every year in college. I competed in kickboxing and trained with an Olympian. I can perform killer half moon kicks and read novels [...]

Thanks to the nature of the company I work for, our meetings are occasionally held publically. They are often televised or played on the radio… though I think our audience is primarily retirees and community involved stay at home mothers. I’d never thought about our audience… until this week. We were forced to cut our [...]

Chris is back from his whirlwind road trip. I was excited to see him and… excited to sleep. I don’t sleep well when he’s gone. I think I’ve slept the last three days solid. Eight days, a dozen or so states… and he stayed well within his budget. I’m proud of how dedicated he is [...]

I was reading an article about ‘victimized’ homeowners. It said lenders ‘mostly targeted unsophisticated consumers with high-interest loans stuffed with high cost pitfalls’. I hate that a lot of borrowers are willing to be called ‘unsophisticated’ – heck, let’s call a spade a spade -borrowers are willing to be called stupid so they can be [...]

When we started looking for a house, we were notified that our only option was a ‘stated income loan’ meaning, we would claim both our salaries, none of his credit history or the debt, and only borrow in my name. And yes, our lender was the one who instructed us how to do it. We [...]

The fledging economy, fueled mostly by the housing market, has caused people to point fingers of fault. A good number of those fingers are pointed at mortgage lenders. But the question is… are our borrowing hands clean? According to the results of a lawsuit in California, I was ‘victimized’ by my mortgage lender. But I’ll [...]