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  • Archive for January, 2009

    A time to sell…

    We’ve been ‘encouraged’ (ie. sternly scolded and forced) by our Dave Ramsey class to sell everything to pay off debt.
    We dug around our garage for a few hours and …it taught me three very important things –
    1) I’m a pack rat.
    No one… and I mean NO ONE should still have a Tae [...]

    Continuing the quest to eat healthy on a budget…

    Mostly because the thought that I’m eating the same diet as my long dead crazy cockatoo gives me the creeps and ruins my appetite for a few hours. It even smells the same.

    Spilling the financial beans…

    I know this sounds funny but…
    I’m a very private person.
    Stop laughing. I’m serious.
    I don’t mind sharing things with all of you but when it comes to sharing things with family… my lips are sealed.
    I haven’t exactly shared our financial situation with Chris’ grandparents. You know, the ones who told us not to get [...]

    How to turn $40 a month into $2,000.

    I know it’s hard right now, but consider adding a little extra to your mortgage payment

    Why yes I cry daily… but I save a fortune on car insurance!

    I’ve totally surprised myself and stuck by my resolve to continue to use public transportation. Maybe public transportation is better in other places or maybe it’s just the route I take but… it’s definitely a rough fight I battle internally to continue to do so.
    My travels take me across the worst part of San [...]

    Escaping the big red ax when unemployment is over 7%…

    To say I’ve been nervous about the ‘longevity’ of my job is about as big of an understatement as saying George Foreman had a moderately good idea when he bought into the ‘grilling’ concept.
    My boss notified me that he had submitted all the positions in my department for review today. He doesn’t believe anyone [...]

    Getting a REAL copy of your credit report…

    The only person who can RELIABLY monitor your credit is Y-O-U.

    Financial Hurdles Number 1..2… & 3

    Guess I’ve got to lay off the Twinkies and pull out the bottle of fake tanner.

    Making Mistakes…

    In my previous construction related job, if an error was made I would deny it was me.
    Whatever it was could have had my full name, my job title, my company, my social security number, and the name of my first pet and… I’d still point my finger at the next lowest man on the totem [...]

    The cost of being sick…

    I’m sure your daily surroundings this time of year are like mine…
    Full of sick, coughing, sneezing, wheezing folks.
    Time off from sick days results in a national loss of productiveness to the tune of 30 trillion dollars a year.
    Actually, I have no idea how much how much it costs. I figured I’d use the word [...]