Financial Hack

I’ve decided to share my debt payment progress with you in a different way. I’m going to start showing photos of things I actually own – because in reality, if I owe money on it… I don’t own it.

I wanted to show myself how far I’ve come and I thought I’d share it with you. Over time, as we pay things off, we’ll be able to share photos of the items that, for once in our lives, we don’t run the risk of having to give back.

Let’s get down to the nitty gritty of what I owe in ascending order.

1 – My car. Yup, sadly, this is what we owe the least on.

This is how much of my car loan I have paid off since starting the financial class…

30%

And yes, this is the only photo you will be seeing slowly uncovered for the next month or so – because it’s first on our focus list.

2 – My credit card.

I can’t put a photo of nothing on here – because that’s specifically how much I remember of everything I’ve charged, but trust me… I’ll figure out something to represent… nothing.

3 – My student loan…s. They’re like Pringles potato chips. No one can stop with just one right?

I think I’ll slowly uncover that dusty diploma?

Maybe, just maybe, I’ll share my initials with you… and the reasons why they are terribly embarrassing.

My graduation photo? Hmm. That could be funny.

4 – My husband’s student loan…s. Thanks to the fabulous new interest rates they give people who actually work to better their lives (ha ha about the student loan interest rates), this one is quite painful.

… and he doesn’t have his diploma yet. Maybe I’ll uncover one of his $600 textbooks?

His $200 parking pass?

5 – My husband’s truck – his pride and joy. I know he’ll never love that truck as much as he will when we actually OWN it.

So there they are… the five reasons we owe $38,000 dollars to perfect strangers. Wait, I promised an updated number didn’t I? Well, let me repeat that sentence…

So there they are… the five reasons we owe $35,120 to perfect strangers.

Not to toot my own horn here but… I’ve been working for peanuts and eating Ramen. I think my husband (who sacrifices so much) and I have reason to be excited about that new number considering the circumstances.

But thank you, readers, for being a listening ear and a helpful hand.

We’re going to get there.