Financial Hack

Someone is.
The ‘Big Box’ store has decided to cut hours and lay off most of the temporary/seasonal employees. Since I’m a newbie/temporary/seasonal employee, my number was up first
Just what I need right?
BUT…
Someone noticed my work ethic.
That ‘someone’ was a store manager. In an effort to save me from a layoff, she transferred me to another [...]

San Diego isn’t exactly a stock market rollercoaster of temperature variances. It’s more like my savings account… always hovering around 72 bucks…er… degrees.
Sure we have our hot summer months and our cold winter months but I’m only willing to turn the furnace on when I start to see my breath… in the [...]

Over the last 8 years, I’ve been trying to pay off my debt. The fact that I’m still in debt – OK, let’s be honest, I’m way MORE in debt – shows my financial management is a tad off.
I started taking an amazing financial class a few months ago and was given some helpful [...]

First off, I have a correction to make. I haven’t been completely honest with you and as much as that worked when I was dating (like when I said, ‘I absolutely LOVE football!’ when the last game I watched was in the sixth grade), it’s not in the cards in my communication with you [...]

Let’s talk about my biggest debt failure…
My biggest debt reduction failure has been my attitude. No one forced me into debt. I have no good reason to be here and - worst of all - I have nothing to show for it except several fat paper statements mailed to me like clockwork each [...]

I took a Wines of the World class in college and every once in a while, I like to enjoy a good glass of wine. Over the years, I’ve built a nice collection of white and red wines. After long days, I pull out a chilled bottle and pour a small glass.
I sat [...]

I’ve been working a lot for the ‘big box’ store and I have the scars to prove it. My hands look like they’ve been through a meat grinder and my arms are sporting some super cool bruises.
Nope. I’m not looking for sympathy.
I love battle scars. They make me look rough and tough… in my pink [...]

Now that you’re all getting to know me a bit, it’s time to get to the nitty gritty of why I’m here…
I’m in debt.
Specifically, I’m $37,952.88 in debt.
And that’s not including my home loan… or my second mortgage.
And the cherry on top? Our home value has dropped $92,000 since we bought it and since [...]

My weekend was a little… rough.
I worked at the car show and picked up three things: 1 – a cold, 2 – a reminder of why I hate customer service, and 3 – a desire for silicone implants.
Stop looking at me like that.
Let me explain.
First, I picked up a nasty bug from a fellow [...]

Some people have good teeth.
Some people have bad teeth.
And even still, some people have teeth that make Steve Buscemi look like a Colegate smile model.
I’m in the last category.
Oh, you can’t tell to look at me. I have a beautiful smile - but I’ve spent more on my teeth than most people spend on [...]